Personal loans

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Apply for a loan and stand a chance to win R1000

Thank you for showing interest in our personal loans.

A personal loan can be a steppingstone to a better life. It’s a good way to get cash for emergencies, home repairs, or special occasions like a wedding.

Premier finance works with a panel of lenders to help you find a suitable loan. We offer a free online service for you to apply with us and connect with our network.

With one application you can link up to multiple lenders to see who can assist you with a loan. This will save you time and resources to get the right funding for you. You are in great hands!


How our personal loan process works

Step one: complete our application form for an in house credit check to see if you meet the criteria to apply with our network.

Step two: If you pass our pre-vetting you will be directed to a link to complete your application with our network. This will give you access to over 10 lenders (including major banks and private lenders).

This is only available to people who did not apply with our network within the last 60 days. If your application is not a duplicate then you will receive a list of lenders that could make you an offer. You can then select the loan that suits your needs a complete your application online for a swift pay out.

We assist with personal loans from R4000 to R250 000

For more information about our loans please read this article: https://premierfinance.co.za/how-our-personal-loan-application-process-works/

We can assist full time employed clients only. We unfortunately cannot assist pensioners, self-employed or commission earners.

If you are self employed please consider our unsecured business loans: https://premierfinance.co.za/unsecured-business-loan/

We work with clients that earn from R5 000 per month. Please ensure you only apply if you meet this salary requirement. We will not be able to assist you if you earn any lesser.

We may not assist you with a loan application if you are under a debt management program. That includes administration, debt review or sequestration.

Debt review transfers

The interest rate will be from 20% – 30%. The rate you receive is based on your personal financial profile and will be discussed with you in your offer.

Your loan approval depends on your credit profile and affordability.  Clients that pass the pre-approval check will be contacted to discuss your application and offer. You will receive an email from us with the outcome of your application.

Clients that meet the criteria for an offer will need to submit the following documents:

1. Clear copy of your id document

2. Your latest 3 months bank statement

3. Your latest payslip

If you are looking for vehicle finance please visit https://premierfinance.co.za/vehicle-solutions/ to find out more about our vehicle finance solution.

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