Credit repair
Credit Repair Assessment: A Step towards Financial Freedom
Are you tired of being turned down for loans and credit applications because of your low credit score? Do you feel like your poor credit history is holding you back from achieving your financial goals? If so, it’s time to take control of your credit and start the journey towards financial freedom with a credit repair assessment.
At Premier Finance, we understand the challenges faced by individuals with low credit scores and the impact it can have on their lives. That’s why we offer a comprehensive credit repair assessment designed to help you understand your current credit situation and develop a personalized plan to improve your credit score.
With our credit repair assessment, you’ll receive:
- A thorough analysis of your credit report, including an in-depth review of your credit history, debt-to-income ratio, and payment history.
- A personalized credit repair plan tailored to your specific needs and financial goals. Our experts will work with you to identify areas for improvement and develop a strategy to boost your credit score.
- Ongoing support and guidance to help you implement your credit repair plan and achieve your financial goals. Our team of experts will be available to answer any questions and provide support throughout the entire process.
By taking our credit repair assessment, you’ll be one step closer to achieving financial freedom and unlocking the doors to a better financial future. With improved credit, you’ll have greater access to loans, credit cards, and other financial opportunities, helping you achieve your personal and business goals.
Don’t let your poor credit history hold you back any longer. Sign up for our credit repair assessment today and take the first step towards a brighter financial future.
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Benefits of credit repair
* Restore your credit record
* Remove paid up accounts
* Debt review clearance
* Update all credit bureaus
* Deal with all debt arrears
For more information about the benefits of credit repair please read this article: https://premierdebt.co.za/the-benefits-of-credit-repair/
- How long does it take to repair credit?
- Does credit repair work?
- How much does credit report repair cost?
- Use our professional team to get the work done fast
There is no set time frame for how long it takes to repair credit score or rating. The goal is to get your credit score in the range of ‘good’ instead of ‘fair’ or ‘poor.’
The time can depend on several factors, including:
Your current credit rating
The age of credit accounts
The type and age of negative information present on your credit report
Judgements and court order removal is more difficult to repair. This may require the services of an attorney that will need to appear in court.
Don’t expect overnight results, its takes time to rebuild a bad credit history.
Having a few months of on-time payments is a step in the right direction. It won’t give you excellent credit right away. You will see your credit improve gradually as time passes. When the negative information falls off, you can replace it with positive information.
Credit repair will work for removing inaccurate information from your credit report. This includes accounts that are paid up, or errors.
It does not remove negative information that reflects your financial history. If you did not pay your creditors, you will have to repay the debt first before the information is removed. The good news is that by asking for assistance you can use other legal tools to help you clear this debt fast. Clients with arrear debt will be guided with a program to deal with the arrears and save interest.
The cost of credit repair can depend a lot on your current credit rating and the way you decide to repair credit. Every client’s credit record is unique. For this reason, we can only give a price after concluding an assessment.
For an assessment our credit repair team will use your id number to look at your credit record with the bureau. You will then receive a quote with the fees to do the work. Clients with serious matters to repair may be subject to additional fees for an attorney.
A credit repair company works on your behalf to remove negative information. This is done by communicating with credit bureaus and financial institutions (like your bank). There can be a lot of back and forth to achieve this. The end goal is to have negative information deleted from your credit profile. This will improve your credit rating over time. Negative information won’t stay on your credit report forever. The onus lies on you to take the necessary steps to get it fixed.
