Secured Business Loan
Structured funding from R1M – R15M
✅ Fast approval
✅ Flexible terms
✅ Asset-backed finance built for growth.
Funding Backed by Over 100 Years of Financial Expertise
Secured Business Loan Solutions for Established Businesses
When your business needs structured capital to unlock growth, a Secured Business Loan provides larger funding limits with flexible repayment options.
We arrange asset-backed Term Loans from R1,000,000 to R15,000,000, with terms from 6 months to 5 years.
Designed for established South African businesses ready to scale.
Key Benefits
1️⃣ Flexible Funding Amounts
Access between R1M and R15M to fund expansion, equipment, property, or working capital.
2️⃣ Customised Repayment Structures
Choose interest-only, partial capital, or tailored repayment plans aligned to your cash flow.
3️⃣ Fast Turnaround
Approvals can be issued within 24 hours once documents are received. Funding can conclude within 5 working days.
4️⃣Early Settlement Options
Settle early without penalties. We support growth — not restrictions.
5️⃣ Future-Focused Assessments
We consider forward contracts and projected revenue when evaluating applications.
Apply for a Secured Business Loan
Complete the form below and check your email for a list of supporting documents required to submit your application.
How it works
Submit Your Application
Complete the online form and email the required documents.
Funding Assessment
An analyst assess your financials, security available and funding structure requirements.
Approval & Payout
Once approved and agreements are signed, funds are paid into your business account.
Frequently asked questions
What is a Secured Business Loan?
A Secured Business Loan is asset-backed funding that allows businesses to access larger amounts of capital at structured terms.
Qualification Requirements
- Trading for 12 months or more
- Minimum annual turnover of R2 million
- Registered South African entity
- Available fixed or immovable assets as security
How much can I apply for?
Funding ranges between R1 million and R15 million.
How long does approval take?
Approvals may be issued within 24 hours once all documents are received.
Can I settle early?
Yes. Early settlement is allowed with no penalties.
Is my information confidential?
Yes. All information is handled confidentially and used solely for funding assessment purposes.