Business Finance Online Consultation
Get Help to Secure the Right Funding for Your Business
Book a 1-on-1 Business Finance Consultation
Running a business is tough — especially when access to funding feels out of reach. Whether you’ve been declined, you’re unsure what finance options are available, or you’re just tired of wasting time on lenders that don’t understand your business — you’re in the right place.
This 45 minute consultation is designed to help you move forward with clarity and confidence.
✅ What We’ll Cover in Your Session
✔ Why You’re Not Getting Approved
Understand the real reasons funders say no — and what you need to change to get a yes.
✔ Which Finance Options Suit Your Business
We’ll unpack your current position and explore the types of funding you can realistically apply for based on turnover, assets, contracts, or invoices. This may include:
• Term loans
• Invoice factoring
• Bridging finance
• Trade finance
• Business rescue finance
• Debt consolidation/refinance
• Unsecured short term business loans
✔ Cash Flow Assessment
I’ll help you review your numbers and identify what’s holding your affordability back — and what can be improved.
✔ Credit & Compliance Roadmap
If credit is an issue, I’ll guide you on what steps to take. We’ll also discuss documents you’ll need, where the gaps are, and how to clean things up.
✔ Improve Your Business Profile
We’ll cover practical ways to strengthen your online presence and business credibility — a key factor lenders now check before approving applications.
✔ Funders You Should Be Talking To
I work with banks, private funders, fintech’s, and niche lenders. I’ll show you who has an appetite for your industry and funding needs.
💡 Who This Is For
This session is ideal for South African business owners who:
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Are trading but struggling to get finance approved
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Need funding for growth, cash flow, or big projects
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Want expert guidance to avoid wasting time and money
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Have existing debt and want better options
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Are ready to understand their finance options in plain language

👩💼 About Your Consultant
I’m Judy Hayes, a business finance consultant and the founder of Premier Finance. I hold a BCom in Management and have been working in the finance space since 2015, specializing in unsecured business funding, credit advisory, and funding readiness.
Over the years, I’ve helped hundreds of South African business owners secure working capital, restructure debt, and unlock funding for growth — even after being declined by banks. I’ve built strong relationships with a range of private funders, fintech lenders, and financial institutions, which allows me to connect business owners with finance partners that match their specific needs.
I understand how funders think, what documentation they require, and how to present your application in the most credible, fundable way possible. My goal isn’t to sell you a loan — it’s to help you get strategic about business funding so you can move forward with confidence.