Make every trip more dependable
Travel to work, appointments and daily commitments with greater reliability.
Rent to Own for Personal Vehicles
A reliable car.
A clearer route.
A practical rent-to-own vehicle solution with one guided application, a budget matched to your circumstances and clear support from first check to vehicle handover.
◆ Initial assessment takes 2–3 minutes and does not guarantee approval
R15k+
Net monthly salary
10%+
Minimum vehicle deposit
Up to 60 months
Rental period
Nationwide
Vehicle sourcing support
Could this vehicle solution suit you?
Check the starting indicators before completing the assessment.
Mobility for real life
A reliable personal vehicle can bring greater freedom, confidence and control to everyday life.
10%+ minimum deposit
minimum vehicle deposit
A more considered way to drive
You know where you need to go.
We help you find the route.
This is a rental-based personal vehicle solution for South Africans who need dependable mobility and may not fit traditional vehicle-finance criteria.
01
Know your vehicle budget first
Understand the vehicle value you may qualify for before spending time searching.
02
Get help finding a suitable car
After pre-approval and payment of your deposit, vehicle sourcing begins within your confirmed range.
03
Keep control of the decision
Review the rental agreement, ask questions and decide whether the solution works for you.
Personal mobility with a purpose
Where could a reliable car take you?
This vehicle solution is intended for private use and the everyday journeys that matter.
Take care of family responsibilities
Manage school runs, medical appointments and the needs of your dependants.
Go further when life takes you there
Visit family, attend events and make personal trips beyond your usual public-transport routes.
Take back your daily schedule
Spend less time waiting and more time focused on the people and priorities that matter.
Travel with greater confidence
Use a reliable vehicle equipped with insurance, tracking and roadside support.
Move on your own terms
Plan your day around your priorities rather than a public-transport timetable.
Simple, not simplistic
One guided journey.
Four clear steps.
Pre-approval and payment of the deposit happen before we begin finding your vehicle.
1
Check the criteria
Tell us about your net salary, driver's licence and personal circumstances through a focused initial assessment.
2
Submit your documents
Provide recent payslips, bank statements, proof of address, South African ID and driver's licence.
3
Get pre-approved and pay the deposit
Once pre-approved, pay the minimum 10% vehicle deposit before vehicle sourcing can begin.
4
We find your vehicle
After the deposit is paid, a suitable vehicle is sourced within your approved range and handover is arranged.
Important: Vehicle sourcing begins only after pre-approval and payment of the minimum 10% deposit.Read the FAQs →
Know where you stand
The essentials, upfront.
These are the common starting indicators for this personal vehicle solution.
✓
R15,000+ net monthly salary
Your net salary helps determine a responsible vehicle budget and monthly rental.
✓
Valid South African driver's licence
You must be 18 or older and hold a current South African driver's licence.
✓
Minimum 10% vehicle deposit
At least 10% of the vehicle amount must be available and paid after pre-approval, before vehicle sourcing begins.
✓
Income and identity documents
Provide recent payslips, bank statements, a South African ID and recent proof of residence.
Meeting the starting indicators does not guarantee approval. Final vehicle value, deposit, monthly rental, rental period and terms depend on the complete affordability assessment and signed agreement.
“The right vehicle solution should help you move forward—without leaving you unsure of what comes next.”
Premier Finance helps you understand the process, prepare the right information and navigate the journey with clarity.
10%+
The minimum vehicle deposit is paid after pre-approval. Once it is received, sourcing of a suitable vehicle begins.
Straight answers
Before you apply.
Understand the structure, documents and costs before starting your vehicle application.
Is this a traditional vehicle loan?+
No. This is a rental-based personal vehicle solution with a fixed monthly rental under a signed agreement.
Can I choose the vehicle?+
After pre-approval and payment of the required deposit, a suitable available vehicle can be sourced within your confirmed range.
How much deposit do I need?+
You need at least 10% of the vehicle amount. The deposit is paid after pre-approval and before vehicle sourcing begins.
Can you help if I have a low credit score or am under debt review?+
Yes. We can assist clients with low credit scores as well as clients who are currently under debt review. This is a key benefit for people who may not qualify for traditional vehicle finance. Every application is assessed individually and approval remains subject to the applicable criteria.
What documents are required?+
Recent payslips, bank statements, a valid South African ID, driver's licence and recent proof of residence are generally required.
Does the initial check guarantee approval?+
No. Approval depends on affordability, supporting documents, vehicle availability and the final assessment criteria.
Move with clarity
Find out what could get you on the road.
Complete the initial assessment and receive clear guidance on whether this personal vehicle solution may suit your circumstances.
✓No obligation✓Secure assessment✓Clear next steps