Low credit score business loan
Access short term working capital for your business
Fast business loans from R100 000 – R10 000 000 over 6 months
A low credit score doesn’t have to stop your business from getting funding. Our lenders offer short-term business loans for directors and business owners who don’t meet traditional credit criteria. Approval is based mainly on business cashflow, not credit scores, which makes this a practical solution for companies that are trading well but need support.
These loans can be used for working capital, stock, payroll, or once-off expenses.
Applications are simple — complete the online form and submit required documents requested on email.
If your business has consistent turnover, you may still qualify even with a low score.
Loan amount available
From R100 000 up to R10 000 000
Repayment period
6 months with early settlement benefit
Interest
4.25% per month on the outstanding balance.
Business requirements
1. Registered Business / Vat registered Sole Trader
2. Trading at least 1 years (No start ups)
3. Annual turnover of at least R1 000 000 (R85 000 per month)
4. Low credit scores between 550-620 accepted.
5. Sufficient discretionary income to service a loan payment
Your loan approval depends on your credit profile and business affordability. Clients that pass the pre-approval check will be contacted to discuss your application and offer.
Please complete our application form to start your funding process.