01 / ASSET FINANCE
Put productive assets to work.
Finance trucks, machinery and equipment while preserving working capital for the rest of the business.
Best forTrucks & equipment
StructureAsset-backed term finance
Finance for established businesses
Capital matched to what your business needs next.
Compare practical funding routes for growth, cash flow, equipment and time-sensitive opportunities—with guidance built around established South African businesses.
◆ One conversation can help clarify which funding structure fits the job.
Tailored fundingMatched to your business profile
Multiple routesPurpose-built finance solutions
One guideClear, practical support
Since 2016Helping SA business owners
Business finance solutions
Funding structured around what your business needs.
Each solution is designed for a different commercial need. Compare the purpose, structure and typical fit before deciding where to go next.
Explore asset finance→
02 / BRIDGING LOAN
Bridge a timing gap with confidence.
Access short-term capital against a defined future payment, contract or transaction when timing cannot wait.
Best forConfirmed cash events
StructureShort-term bridge
03 / INVOICE FACTORING
Turn approved invoices into working cash.
Release value from outstanding business invoices to support payroll, suppliers and the next cycle of growth.
Best forB2B receivables
StructureInvoice-linked finance
04 / CREDIT-CHALLENGED
Move forward despite past credit pressure.
Explore business funding routes that consider present trading performance alongside historical credit challenges.
Best forEstablished turnover
StructureCase-by-case review
05 / SECURED LOAN
Use security to access structured capital.
Back a longer-term business facility with acceptable security for expansion, investment or refinancing needs.
Best forLarger capital needs
StructureSecurity-backed loan
06 / UNSECURED LOAN
Access flexible capital without fixed security.
Fund growth, stock, operations or a defined opportunity based on business performance and affordability.
Best forWorking capital
StructurePerformance-based
A more considered way to fund
Clarity before commitment.
Choosing a route should begin with the commercial context—not a generic application sent everywhere.
Explain the funding job
Tell us what the capital must achieve, when it is needed and how the investment returns value to the business.
Identify relevant routes
We consider turnover, trading history, affordability, assets, invoices and timing to narrow the field.
Review before you decide
Understand the structure, requirements and costs, ask questions and decide whether the route fits.
Move with clarity
Let’s find the right route for the job.
Share the business outcome you want to fund. We’ll help you understand which of these finance options deserves a closer look.