Personal loans
Apply for a personal loan
Thank you for showing interest in our personal loans.
A personal loan can be a steppingstone to a better life. It’s a good way to get cash for emergencies, home repairs, or special occasions like a wedding.
Premier finance works with a panel of lenders to help you find a suitable loan. We offer a free online service for you to apply with us and connect with our network.
With one application you can link up to multiple lenders to see who can assist you with a loan. This will save you time and resources to get the right funding for you. You are in great hands!
We can assist full time employed clients only. We unfortunately cannot assist pensioners, self-employed or commission earners.
If you are self employed please consider our unsecured business loans: https://premierfinance.co.za/unsecured-business-loan/
We work with clients that earn from R5 000 per month. Please ensure you only apply if you meet this salary requirement. We will not be able to assist you if you earn any lesser.
We may not assist you with a loan application if you are under a debt management program. That includes administration, debt review or sequestration.
The interest rate will be from 20% – 30%. The rate you receive is based on your personal financial profile and will be discussed with you in your offer.
Your loan approval depends on your credit profile and affordability. Clients that pass the pre-approval check will be contacted to discuss your application and offer. You will receive an email from us with the outcome of your application.
Clients that meet the criteria for an offer will need to submit the following documents:
1. Clear copy of your id document
2. Your latest 3 months bank statement
3. Your latest payslip
If you are looking for vehicle finance please visit https://premierfinance.co.za/vehicle-solutions/ to find out more about our vehicle finance solution.