Protect premises and business assets
Consider buildings, fire, theft, accidental damage, office contents, glass and electronic equipment cover.
Commercial insurance
Better business cover.
A sharper premium.
Get a specialist second opinion on your commercial insurance—with the aim of securing competitive, comprehensive protection and freeing up working-capital cash flow.
◆ Compare your cover, premium and policy terms with specialist guidance.
Second opinionReview your existing insurance
Competitive termsExplore suitable alternatives
Comprehensive coverProtect the risks that matter
Cash-flow focusSeek potential monthly savings
Could your insurance work harder?
Explore whether your business can improve its protection, premium or both.
Value without compromise
The right insurance balances comprehensive protection with a competitive premium.
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02Terms
03Premium
More value from your insurance
Know what you cover.
Know what you pay.
Premier Finance works with a commercial insurance specialist who can assess your existing position and seek a competitive alternative without losing sight of comprehensive protection.
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Save time and hassle
Let the specialist co-ordinate the quote review while you remain focused on running the business.
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Compare like for like
Assess cover, limits, excesses, conditions and premium on a sound basis—not price in isolation.
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Free up potential cash flow
Explore whether competitive, comprehensive terms could reduce monthly insurance costs and release working capital.
Commercial insurance protection
Cover the risks that keep your business moving.
Commercial insurance can bring property, vehicles, liability, people and operational risks into a more complete protection strategy.
Keep vehicles and goods moving
Cover may include commercial vehicles, motorcycles, motor traders’ risks and goods in transit.
Manage third-party exposure
Explore public, products and employers’ liability, employment practices and defective-workmanship cover.
Protect business continuity
Business interruption and relevant SASRIA-related protection can support recovery after an insured event.
Safeguard money and receivables
Consider money, accounts receivable, fidelity guarantee and commercial crime cover for relevant exposures.
Address employee-related risks
Group personal accident, stated benefits and travel cover may support the business’s approach to people risk.
A seamless quote review
One guided process.
Three clear steps.
Complete one enquiry form, then let the commercial insurance specialist co-ordinate the information needed for a meaningful comparison.
1
Complete the enquiry form
Share your contact and business details so Premier Finance can refer your request to the commercial insurance specialist.
2
Authorise the information request
Sign the limited consent allowing the specialist to obtain your policy schedule and claims history from your insurer.
3
Review before you decide
Compare the cover, terms, excesses and premium. A broker change requires separate consent only after you accept a quote.
You remain in control:
information-request consent does not authorise a broker change.
Request my review →
Know what is being compared
The essentials, upfront.
A credible second opinion looks at the complete insurance position—not only the monthly premium.
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Insured sections and limits
Compare the main risks covered, sums insured, sub-limits and relevant extensions.
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Excesses and conditions
Understand claim contributions, exclusions and the policy requirements your business must meet.
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Claims and risk information
Use accurate claims history and business information to support a credible quotation.
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Premium and overall value
Assess potential savings in the context of protection, insurer terms and service—not price alone.
Alternative quotations are subject to insurer requirements and underwriting. No saving, quotation or offer of cover is guaranteed.
“A credible second opinion compares the protection you have—not only the price you pay.”
Premier Finance facilitates the introduction. Its commercial insurance partner obtains the authorised records, assesses the information and manages the quote comparison with you.
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Three guided steps take you from one enquiry to a like-for-like review, without an automatic broker change.
Straight answers
Before you enquire.
Understand how the quote review works, what the first consent permits and when a broker change can occur.
What does the first consent form authorise?
It authorises the commercial insurance partner to request information needed for the quote review, including your policy schedule and claims history, directly from your current insurer.
Does signing it change my broker?
No. The information-request consent does not authorise a broker change. A change can occur only if you accept a quotation and sign a separate broker-change consent form.
Why is my existing policy schedule needed?
It provides a reliable view of your current insured sections, limits, excesses, extensions and conditions, supporting a meaningful like-for-like comparison.
Do I need to request my own claims history?
No. The signed limited consent allows the specialist partner to request the relevant claims information directly.
Will the review reduce my monthly premium?
That is an objective, not a guarantee. Any quotation depends on insurer assessment and underwriting, and the full cover position should be considered.
What happens after I submit the form?
Premier Finance refers your enquiry to the commercial insurance specialist, who follows up about the limited consent and next steps in the quote review.
Get a specialist second opinion
Could better cover cost your business less?
Complete the enquiry form to explore competitive, comprehensive commercial insurance options.
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One online enquiry
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Like-for-like review
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No automatic broker change