Negative Listings
Holding You Back?
Get clarity, expert guidance, and a clear path forward.
A negative listing can block access to credit, delay major life plans, and damage your financial confidence.
This negative listing assessment helps you understand what’s on your credit profile, whether it is valid, and what steps can be taken to resolve it lawfully and effectively.
We guide you through your options and support you with the correct process — no guesswork, no unnecessary promises.
Negative Listings Don’t Have to Define Your Future
Negative listings can remain on your credit profile for years if left unaddressed. Many consumers are unsure whether listings are valid, outdated, or legally compliant.
Our role is to help you understand:
- What listings exist on your credit profile
- Whether they are legally correct
- What options are available to address them
- We take a structured, compliant approach that prioritises accuracy, fairness, and realistic outcomes.
Many people live with negative listings for far longer than necessary simply because they don’t know where to start or who to trust. An early assessment can prevent wasted time, unnecessary costs, and further damage to your credit profile. By understanding your position upfront, you’re able to make informed decisions and take steps that support your longer-term goal of becoming credit active again.
Key Benefits
1️⃣ Clear Credit Profile Review
A legal team analyses your credit report to identify all negative listings and explain their impact in plain language.
2️⃣ Compliance-Focused Assessment
Each listing is reviewed against credit legislation to determine whether it is valid, outdated, or disputable.
3️⃣ Actionable Guidance
You receive a clear outline of next steps, including dispute processes, corrections, or timelines for natural clearance.
4️⃣No False Promises
We do not promise guaranteed removals. The focus is lawful, ethical solutions that protect your long-term credit health.
5️⃣ Support From Start to Finish
You are guided through the process, with professional support at each stage.
Check if this service is right for you
Complete the short assessment below to see whether this service may help you address negative listings on your credit profile.
The form takes about 1 minute to complete.
Once your details are received, you’ll receive a follow-up call to discuss whether this service may support you on your journey toward becoming credit active again.
Our legal team guide you through the correct process and outline realistic options based on your situation — with no guesswork and no unnecessary promises.
A Simple, Structured Process
Complete the Free Assessment
Submit your details using the form so we can assess your current credit position and the nature of any negative listings.
This initial step helps determine whether this service is suitable for your situation.
Assessment Call & Confirmation
Once your details are reviewed, our legal partner will contact you to discuss:
- Whether this service may assist you
- What the process involves
- Applicable fees and next steps
Only once you confirm and proceed will the negative listing service be activated.
Negative Listing Review & Support
After confirmation, the team begins the agreed service, which may include:
- Reviewing negative listings on your credit profile
- Identifying listings that may be addressed or corrected
- Guiding you through the correct, lawful process with realistic timelines
The focus is accuracy, compliance, and long-term credit improvement.
Frequently asked questions
What is a negative listing?
A negative listing refers to adverse information on your credit report, such as missed payments, defaults, judgments, or collections.
Can all negative listings be removed?
No. Only incorrect, outdated, or non-compliant listings can be challenged. Accurate listings must follow legal timeframes.
How long do negative listings stay on a credit record?
This depends on the type of listing. Some remain for 1–2 years, while others may remain longer if legally valid.
Is this the same as credit repair?
No. The first step is a negative listing assessment.
During this assessment, a legal team reviews the nature of the negative listings on your credit profile. From there, we determine whether you may benefit from:
- Credit repair
- Debt recovery or restructuring
- Debt review removal
- Or another appropriate support option
The assessment helps ensure you are guided toward the right solution, rather than applying a one-size-fits-all approach.
Will this improve my credit score immediately?
Where incorrect listings are removed, improvement may follow. Timelines depend on bureau updates and compliance checks.