Managing debt can feel overwhelming, but effective steps to settle debt can help you take control of your finances. At Premier Finance, we assist South Africans in finding practical solutions to manage and eliminate debt. Use this guide to take actionable steps and move closer to financial freedom. 1. Act Before It Becomes a Crisis Waiting to address debt can...
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Securing Business Finance: 2025 Guide
In today’s competitive business landscape, securing business finance is essential for growth and innovation. Knowing how to secure financing for a business can help start-ups launch their first product and established enterprises scale successfully. This guide breaks down the essentials of business finance in 2025, offering practical advice, expert insights, and actionable strategies to help South African entrepreneurs navigate the...
Why Working with a Business Loan Originator Makes Sense
Securing a business loan is a pivotal step for many companies, yet the process can feel overwhelming. That’s where a business loan originator comes in. A business loan originator connects business owners with lenders, easing loan searches, comparisons, and applications. Here’s how working with a loan originator like Premier Finance can streamline your loan experience and offer valuable advantages. Secure...
How repeat customers can help you qualify for business finance
Many business owners struggle to meet finance requirements because their revenue just covers their expenses, leaving no disposable income for finance repayments. To meet these requirements and increase profitability, it’s vital to find ways to grow your revenue. One of the most effective methods is turning your existing clients into repeat customers. Here’s how focusing on repeat customers can significantly...
How Much Does Credit Repair Cost?
The cost of credit repair depends entirely on your unique financial situation and the issues that need fixing. Credit repair is not a one-size-fits-all service; it’s tailored specifically to everyone. Some people might need help with overdue debts, while others might need to fix outdated information on their credit reports. In more complex cases, legal processes may be required. All...
Criteria to qualify for a loan
Criteria to qualify for a loan are essential to understand if you’re considering applying for a personal loan or consolidating your debt into a single manageable payment. Lenders assess several financial factors to ensure you can responsibly manage the loan, and meeting these requirements can significantly improve your chances of approval. 1. No administration debt review or sequestration To qualify...
Documents Required for a Personal Loan
Documents required for a personal loan can make the process much simpler and faster. With the right paperwork ready, you can speed up your application and access the funds you need without delays. The correct documents save you time and reduce stress for employed individuals, self-employed workers, and commission earners. This guide outlines the key documents needed to ensure a...
Lulalend Review
Since 2016, Premier Finance has partnered with Lulalend to provide South African small businesses with access to flexible, fast funding solutions. In our experience, Lulalend has proven to be an excellent choice for businesses looking to secure a revolving facility without the need for collateral. Whether your business is facing cash flow challenges or you’re looking to seize growth opportunities,...
The Benefits of a Revolving Capital Facility
A revolving capital facility is a versatile financial tool that allows businesses to borrow money as needed for working capital and ongoing operations. This type of facility is particularly valuable during periods of revenue fluctuation, providing a buffer to cover bills and unexpected expenses. Acting as a cash advance, it helps bridge gaps in cash flow, ensuring that businesses can...
Bridging Finance: The Key to Funding Long-Term Projects
In the dynamic world of business, taking on long-term projects often means waiting for extended periods before receiving payment. As a business owner, this waiting period can be challenging, as you need to self-fund the project, investing all available capital into it. This scenario limits your ability to take on new projects or even manage daily operational expenses like purchasing...
Loans for South Africans Over the age of 60
Securing a loan can be challenging for individuals over the age of 60, especially when traditional banks often have age restrictions that disqualify them from obtaining personal loans. This can be frustrating and limiting, particularly when financial needs arise. However, there is good news. Premier Finance offers a solution that caters specifically to this demographic. Introducing Payday Loans for Seniors...
10 Benefits of Getting Your Free Will Drafted
Creating a free will ensures you distribute your assets according to your wishes and care for your loved ones after your passing. Despite concerns over cost or complexity, consider the benefits of drafting your will now. Here are ten compelling reasons to take advantage of this opportunity: Peace of Mind A will brings peace by letting you distribute assets to...
