Partnering with a business finance consultant can be a strategic move for companies seeking financial support. These professionals offer valuable expertise and industry insights that can streamline the funding process and maximize opportunities for securing funds. By collaborating with a finance consultant, businesses can save time, gain access to a wider network of financiers, and receive personalized guidance tailored to...
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What happens to my Will when I get divorced?
Your Will is a dynamic and living document that needs to be reviewed and updated every few years to reflect any major events in your life. The reality is that when people go through life -changing events the last thing on their mind is updating their Will. This can cause devastating unintended consequences should you pass away without an updated...
What do I need to apply for a secured long term business loan
Secured business loans offer a longer repayment period and more competitive interest charges. By using an asset as a security for the loan, the business can repay the loan over the period of up to three years. This offers the benefit of more time to use the funds within the business. With an unsecured loan, the loan repayment is paid...
Amendments to your Will
Your Will is a dynamic and living document that needs to be reviewed and updated every few years. It should reflect any major events in your life such as: Getting married Getting divorced Having a baby (or three) Buying and selling property Starting businesses Retiring Investing offshore Death in the family or of a beneficiary Updating your Will has to...
Safekeeping of your Will
The Master of the high court requires and original (hard copy) signed Will when you pass away and your estate needs to be administered. Getting your Will drafter and signed is one thing. But making sure it’s kept safe and easily retrievable by your executor is another. Some people pass away & no one knows where the original signed Will...
How to sign up for complementary application assistance with Premier Finance
Welcome to our finance hub. We have created a secure space for you to access trusted credit providers. Our goal is to provide you with recommendations you can count on to satisfy your needs. Your financial wellbeing is our top priority so it’s important to us that we focus our energy on making a positive difference in your life. Anyone...
How to pay less interest on your business loan
Saving interest is a top priority for finance deals. Every business owner wants to access working capital and bridging finance at the best interest rate. So, in this article we would like to show you how you can always pay less interest on your business loan. The key to saving interest is in the repayment period. At Premier Finance we...
Trusteeship
When you draft your Will it’s important to consider whether part of your estate may be inherited by minors- such as your children or grandchildren. According to South African law, minors may not inherit directly. To ensure you protect their inheritance you can give instruction in your Will that a trust be set up for them when you pass away....
Executorship
You Will is a vitally important document that outlines your final wishes when you pass away. When you draft your Will, you can nominate the executor of your choice for your estate. This is an important decision as the executor must be approved and appointed by the master of the high court. The executor is given full authority to administer...
Guardianship
Did you know that passing away without a valid Will in place can be devastating for your dependants? Your children’s inheritance could pass to the government’s guardian’s fund or to the appointed guardian rather than to a trust that will ensure your wishes for them are carried out. That means you would lose control over your children’s inheritance if you...
What information should be included in your Will?
Your Last Will & Testament is one of the most important documents you will ever sign. Therefore, making sure you draft your Will properly & professionally ensures that you effectively plan for the unexpected and protect your loved ones from a disaster. What should your Will include? Who your beneficiaries will be. What items, assets, or amount of money each...
Who may sign as a witness on your Will?
Your Last Will & Testament is an extremely important document. That’s why it is paramount to make sure it is signed and witnessed correctly so it will be accepted by the master of the high court. Who may witness your Will? Anyone over the age of 14 who is competent to appear in court as a witness may act as...
