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What is a last Will & Testament
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What is a last Will & Testament

A last Will & testament is a legal document that states what you want to have happen to your estate when you pass away. It outlines who should inherit what and how. Your estate is basically everything you own from your property to investments, your car, jewellery, clothes and furniture. Your Will also defines who...

Inheritance Taxes such as Estate Duty and Capital Gains Tax
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Inheritance Taxes such as Estate Duty and Capital Gains Tax

Tax is unavoidable even at death. That is why understanding the various taxes that your estate could be liable for is an important part of estate planning. Estate duty is a tax charged on the transfer of assets from the deceased estate to their beneficiaries. If the deceased is a resident in South Africa, their...

The real cost of dying
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The real cost of dying

Along with the heartache of death comes a variety of additional burdens in the form of legal fees and expenses that must be taken care of by your loved ones. By understanding these legal fees and expenses, you can prepare for them to ensure the costs are covered and the burden on your loved ones...

Passing away without a will or valid will
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Passing away without a will or valid will

Your will is probably the most important document that you will ever sign. Too many put off this important task until it is too late, which can have devastating consequences for loved ones. Here are five top consequences of not having a valid will: 1. You won’t be able to decide who inherits what and...

clamp compressing debt
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Debt consolidation loans fully explained

A debt consolidation loan is an unsecured loan that is used to settle a number of smaller debts into one loan. It’s considered a smart way to save on interest and monthly service fees. Instead of many payments you will only have one single payment to look after every month. Many clients contact us for...