If you have applied for debt counselling, your debt review status is recorded on the National Debt Help System (DHS) and reflected on your credit profile. Many consumers do not understand what their debt review status means — or how it affects their ability to apply for credit, finance, or a home loan. In this...
One of the most common questions we get is: “I’m under debt review – can I still qualify for a loan?” The short answer is no. If you are under debt review, your credit profile carries a debt review flag. As soon as your ID number is processed for any loan or credit application, the...
What It Means, How It Affects You, and What It Takes to Exit Successfully For many South Africans overwhelmed by debt, debt review (also known as debt counselling) offers a structured and legally protected path toward financial recovery. But one of the most common concerns people have is: How does this process impact my credit...
