Many business owners hear about invoice factoring and assume it works like a loan — apply today and receive funding within a few days. In reality, invoice factoring is a structured financial facility, not a once-off loan. A funder advances money against your invoices, which means a detailed approval and onboarding process must take place...
If you’re a small or medium-sized business owner in South Africa, you’ve probably felt the frustration of waiting on payments. You’ve done the work, delivered the product or service, and issued the invoice—but instead of getting paid, you’re left waiting. Sometimes for 30, 60, even 90 days. This delay is rarely due to your performance....
Many businesses working with major corporates in South Africa face a common cashflow challenge: projects require substantial upfront investment, yet invoices can only be issued upon project completion. This delay in payment can put immense strain on working capital, affecting the ability to take on new projects, pay suppliers, and manage operational costs effectively. In...
