Why cash flow affordability matters Many South African business owners lose funding opportunities — not because their businesses aren’t profitable, but because their cash flow affordability doesn’t meet funder requirements. When fintech funders review an application, they look beyond turnover and profits. They focus on one critical question: Can your business comfortably afford the repayments...
This is a real question we received on WhatsApp recently, and it’s something we hear often. Many South Africans with low credit scores feel overwhelmed by multiple accounts and believe a single consolidation loan is the solution. But the truth may surprise you. The Misunderstanding About Consolidation Loans Many people think debt consolidation loans are...
You landed on our website looking for a form to apply for a service, but it’s not visible to visitors. This is not the norm for an intermediary website and you may have questions about why we are different? What is the registration all about? Since the beginning of Premier Finance, our followers made requests...
Services active during the Covid-19 lock down The Covid-19 lock down in South Africa has a direct impact on our financial system. The slow down in business increases the risk for credit default. This is a very high risk period for our lending partners. We received communication last week with changes to our lending partner’s...
How do you grow your business with a working capital loan in 2021? Back in 2014 I had attended a wealth seminar in search for new ideas and opportunities. There were a few speakers, including international guests pitching their brand or business. The place was buzzing with entrepreneurs and business owners. We all were to...
Rolling down a hill without brakes is an image in many minds when thinking of the current financial state of South Africa. So how do we navigate our businesses through what seems like an inevitable crash? Prudence is power for South African business owners and action on tough decisions await as things unravel. Let’s take...
