Many South Africans hesitate to apply for a debt consolidation loan because they believe it might automatically place them under debt review.This is not how debt consolidation works.To properly answer this concern, we need to understand how a debt consolidation loan functions under South African credit law and what actually determines whether someone qualifies. How...
We recently received a question on WhatsApp from a client:“What credit score do I need to qualify for a loan offer?” It’s one of the most common questions we receive — and also one of the most misunderstood. Most people assume that a good credit score automatically guarantees a loan. But while your credit score...
You landed on our website looking for a form to apply for a service, but it’s not visible to visitors. This is not the norm for an intermediary website and you may have questions about why we are different? What is the registration all about? Since the beginning of Premier Finance, our followers made requests...
Services active during the Covid-19 lock down The Covid-19 lock down in South Africa has a direct impact on our financial system. The slow down in business increases the risk for credit default. This is a very high risk period for our lending partners. We received communication last week with changes to our lending partner’s...
How do you grow your business with a working capital loan in 2021? Back in 2014 I had attended a wealth seminar in search for new ideas and opportunities. There were a few speakers, including international guests pitching their brand or business. The place was buzzing with entrepreneurs and business owners. We all were to...
Rolling down a hill without brakes is an image in many minds when thinking of the current financial state of South Africa. So how do we navigate our businesses through what seems like an inevitable crash? Prudence is power for South African business owners and action on tough decisions await as things unravel. Let’s take...
